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PSLF Program Overview

The PSLF program provides tax-free forgiveness of outstanding direct federal student loan debt once the following requirements have been met:

10
Years of
Qualifying
Full-Time
Employment

+

120
Qualifying
Student
Loan
Payments

=

Tax-Free
FORGIVENESS
of Remaining
Federal
Student
Loan Debt

But the PSLF
program is
UNDERUTILIZED
& COMPLICATED

UNDER 15%
Eligible employees
currently certified to
participate in
the program.

&

More Than 70%
Percentage of
loan forgiveness
applications denied
in 2018

Who’s Eligible?

Full-time employees of the following employers:

  • Government organizations (including Federal, State, Local or Tribal)
  • 501(c)3 non-profit employers
  • Non-profit employers primarily engaged in a qualifying public service
  • Americorps & Peace Corps

Temporary PSLF PROGRAM

$350 MILLION AVAILABLE

One-time 2018 congressional appropriation that extends PSLF to two previously ineligible repayment plans. This money is available on a first-come, first-served basis until it’s gone. If you’ve been turned down for the PSLF program or didn’t think you were eligible for PSLF, the new Temporary PSLF program may qualify you for federal student loan forgiveness.

Flexible, Low-Cost Service Plans

We’ll help you avoid the hassle and costly mistakes many encounter while certifying in the program and getting on track towards the 120 qualifying payments required to receive loan forgiveness.

Basic

Ideal for the following student loan borrowers

Federal Student Loans
Disbursed After 2010

Already enrolled in Income
Driven Repayment Plan

$145.00 | Payment plans available

Plus

Ideal for the following student loan borrowers

Federal Student Loans
Disbursed Before or After 2010

Not enrolled in Income
Driven Repayment Plan

$295.00 | Payment plans available

Have a complex student loan situation or need help with the Temporary PSLF program? We’ll be happy to provide a custom plan for your situation.

After working in a non-profit for several years, I had no idea the PSLF program existed when I learned about Andlosa. Chris walked me step-by-step thru the process of getting certified and reviewed all my student loans, so I knew upfront which loans are eligible for forgiveness. Now I’m on track for around $10,000 of student loan forgiveness in six years! I am so thankful I reached out, and absolutely recommend the service to anyone.

Erin F | Arizona

Schedule your free eligibility review today.

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