Have Federal Student Loan Debt and Work for an
Arizona Nonprofit or Government Employer?

Your full-time employment likely qualifies you to participate in the Public Service Loan
Forgiveness (PSLF) Program, which provides tax-free student loan debt forgiveness.

Get on track to receive tax-free federal student loan forgiveness.

If you’re reading this, you likely work for a qualifying Arizona nonprofit or government employer, and your employment makes you eligible for student loan forgiveness in the generous PSLF program.

So What’s The Problem?

The PSLF program is significantly underutilized and has proven to be a complicated program to navigate. As such, most eligible employees with student loan debt aren’t participating in the program and are unlikely to be on track to receive student loan forgiveness.

We can help.

We’ve partnered with the Alliance of Arizona Nonprofits to provide a low-cost service that will help you get certified in the PSLF program while avoiding the substantial problems and hassles that many encounter while working towards loan forgiveness.

PSLF Program Overview

10
Years of
Qualifying
Full-Time
Employment

+

120
Qualifying
Student
Loan
Payments

=

Tax-Free
FORGIVENESS
of Remaining
Federal
Student
Loan Debt

But the PSLF
Program is
UNDERUTILIZED
& COMPLICATED

UNDER 15%
Eligible employees
currently certified to
participate in
the program.

More Than 70%
Percentage of
loan forgiveness
applications denied
in 2018.

FULL-TIME EMPLOYEES OF THE FOLLOWING EMPLOYERS ARE ELIGIBLE:

  • Government employers (all levels)
  • 501(c)3 non-profit employers
  • Non-profit employers primarily engaged in a qualifying public service.
  • Americorps & Peace Corps

TEMPORARY PSLF PROGRAM

$350 MILLION

One-time 2018 congressional appropriation that extends PSLF to two previously ineligible repayment plans. This money is available on a first-come, first-served basis until it’s gone. If you’ve been turned down for the PSLF program or didn’t think you were eligible for PSLF, the new Temporary PSLF program may qualify you for federal student loan forgiveness.